Unlock Debtor Finance with ease through FinancedMY
If your business has cash flow issues and too many unpaid invoices, talk to the friendly team at FinancedMY about how debtor finance can help you with the cash flow squeeze. Borrow against the value of your unpaid invoices with repayments at a rate that suits you.
It's As Easy As 1-2-3 with FinancedMY
Step 1
Step 1
Apply with us Online
We ask a few simple questions about you and the type of loan you’re after.
Step 2
Step 2
Provide Documentation
We’ll send you a link to a secure online portal to provide the documents we need.
Step 3
Step 3
Get Approved fast!
Approval can happen in as little as 15 minutes, and the money can be in your account in 24 hours.
Real Reviews from our Real Customers
Frequently Asked Questions
Debtor finance, also known as invoice finance or accounts receivable finance, is a type of funding that allows businesses to access cash by leveraging unpaid invoices. It provides immediate working capital, helping businesses manage cash flow and meet operational needs.
Here’s how debtor finance typically works:
- You issue invoices to your customers for goods or services.
- You submit the unpaid invoices to FinancedMy.
- FinancedMy advances a percentage of the invoice value (usually 70–90%) upfront.
- Once your customer pays the invoice, the remaining balance (minus fees) is released to you.
Debtor finance is ideal for businesses that:
- Operate on credit terms and experience delayed customer payments.
- Have seasonal cash flow fluctuations.
- Need immediate funds for growth or operational expenses. Industries such as manufacturing, wholesale, transport, and professional services commonly use debtor finance.
- Improved cash flow: Access funds tied up in unpaid invoices.
- Growth support: Scale your business without waiting for customer payments.
- No additional debt: Funding is based on your invoices, not a loan.
- Flexibility: Use it as needed without long-term commitments.
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